Do you have assets that need to be protected? Surely insurance on your homes and vehicles makes perfect sense to you, but what about protecting the overall value of your estate? If you should require long term care, what asset will you sell to pay for this expense? Recent changes in federal regulations allow life insurance riders to be attached to annuity contracts for long term care expenses with the proceeds not taxed. Effectively, you can expend your long term care annuity, pass away, and with the benefit of a life insurance rider still pass on substantial monies tax free, to your beneficiaries. Some companies offer plans by which when the long term care annuity runs out, the life insurance rider pre-pays for the remaining lifetime and still pays any remaining unused value to the designated beneficiaries. Would you like me to find a plan well suited to your needs? Please call me on telephone 972-768-6160 or drop me an e-mail request at firstname.lastname@example.org
Golden Rule offers long-term care annuities in addition to individual and family health plans.
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